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Ditch the Efficient Market Hypothesis if you want to Beat the Market
The EMH stands for the Efficient Market Hypothesis (aka Efficient Market Theory) and it's an investment theory about how share prices...
#FinancialFriday - Do you actually know why you are getting insurance?
How many insurance policies do you have? I've met many different types of clients throughout my career as a Financial Advisor (FA). One...
#FinancialFriday - CPF not enough so how leh?
The news has been abuzz recently with the recent updates to the CPF interest rates. Simultaneously, CNA published a commentary on how...
#FinancialFriday - If not the STI ETF, then What?
Two days ago, I published an article about how the STI ETF is not suitable as a beginner investment. They might be convenient to buy...
Do you know if you can handle these 4 psychological problems of BTIR?
When it comes to investing and insurance, a concept you've likely come across is Buying Term and Investing the Rest (BTIR). BTIR is a...
The STI ETF is NOT for beginners... No matter what the Internet says
The Straits Times Index Exchange-Traded Fund (STI ETF) is often touted as a 'low-cost, low-risk' investment decision suitable for...
How to Bag Yourself a Top Insurance Agent in Singapore
Choosing someone amongst the thousands of insurance agents available in Singapore is not an easy task. Who do you choose? Do you pick the...
Is an Investment-link Insurance Good or Bad? A breakdown of 3 ILP misconceptions
It’s a vicious cycle for investment-linked policies (ILPs). Many online articles misrepresent them and financial agents don’t want to...
How to Recognise (and Avoid!) the Ugly ILP Time Bomb
Investment-linked policies (ILP) combine insurance and investment into one nifty package. Ticking two checkboxes off your financial...













